A comprehensive list of frequently asked questions are listed below.
If you have a query not covered by the list below please contactHowden by email or call 0121 698 8051.
No, the EHA membership insurance protects you individually. Clubs have their own duty of care and need to arrange their own cover to protect their liabilities.
Yes, the EHA insurance will cover you whilst you are training for handball activities
Yes, you will be covered under the personal accident insurance section, for the specific benefits provided.
Not under the liability insurance, as you can't claim for damage to your own property. You should arrange asset cover for your own equipment, which can be done by telephoning 0121 698 8160.
Yes, the combined liability cover is designed to cover injuries to other people, or damage to their property, caused by your negligence.
You may be able to claim benefits for your injuries under the personal accident cover, but your own liability insurance will not cover injuries to you or damage to your own property.
Yes, you are covered to take part in all club activities.
You only have cover for events organised by or approved by EHA or your club.
There are no extra conditions for the insurance cover provided for juniors or adults, both are protected in the same way. Personal accident insurance is not provided for members aged 80+.
This would depend on which rule has been breached and the circumstances of the particular incident.
No, your cover as an individual would remain valid, although this may invalidate any insurance that the club has arranged.
Yes, your EHA insurance will cover you while you are participating in handball related activities, provided your club is affiliated to EHA. However, you will need to take out travel insurance to cover potential third party claims, emergency medical expenses, loss of personal property etc. For a travel insurance quotation click here.
No. It is vital that you arrange travel insurance whenever you are going abroad. This will provide cover for your medical expenses if you are injured or taken ill, as well as covering lost and delayed baggage and cancellation costs.
No. If you are out of the UK for more than 6 months, or if you are temporary resident in another country, the policy will no longer apply and you will need to arrange cover in the country where you are resident.
If you are injured, and you feel that it is someone else's fault, you should seek advice on how to pursue a claim against the person(s) responsible for causing the injury. However, you may be eligible to claim for your injuries under the EHA Personal Accident Policy. You should also make sure that you complete and incident report form for EHA.
If you are involved in an incident where you have injured someone else or caused damage to property, you should advise us as soon as possible.
To claim under the personal accident insurance, you should download a claim form and submit it to us with the necessary accompanying documentation.
The combined liability policy is in force to protect you from claims made against you by others. If you have an accident where you injure someone else or damage property, you should complete an incident report as soon as possible. If you have now received a letter of claim from the injured party, please submit that to Howden immediately, without replying.